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I've got a checking, savings, and money market with the same bank i asked for the loan. My savings is .01%, money market .1% and when the loan officer informed me of the 13% loan i laughed and said "No thanks." I was pretty offended that i do all my business with them and that was the best they could give me. I also went to my company's bank and after some sweet talking by the pres of my company i was still only able to get it down to 13.5% Had i went for a new vehicle i was offered 5.5%
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